All about your Driving Score
The telematics device is recording mileage, speed, smoothness and usage. Here is everything you need to know about the driving score
Mileage – the telematics device records the mileage on an annual basis and if you are due to exceed you annual allowance we will notify you prior to it.
Speed – There are two parts to speed: the safe speed of the road, and speed limits. Sticking to the speed limit is an obvious one – not only will driving over the limit reduce your Driving Score, you’re also at risk of a fine or points on your licence and a potential cancellation on your policy depending on the severity of the speed. Safe speed is about judging the road conditions and being prepared for the unexpected.
Smoothness – Smoothness, unsurprisingly, measures how smoothly you drive. It considers sudden braking, sharp acceleration and how quickly you take corners. Trying to anticipate the road ahead where possible and easing off when going over speed bumps will help improve your smoothness score – your car will thank you for it too!
Usage – Usage includes the time of the day you’re driving and the duration of your journeys. When completing long journeys always make sure you take breaks in between, we don’t want you tired, and we want you safe. Also, avoid completing journeys late at night. Usually during night the drivers driving behaviour changes and it is safer for you to avoid this type of journeys. This will affect you usage and overall score.
If you keep a good driving score throughout the year you might be eligible for renewal discounts. If your score is constantly low during the policy period you might receive a cancellation notice.
Privacy is something Carrot takes very seriosly and the data that goes to create your Driving Score is yours. Your data can be used positively if another diver is trying to make a false claim about you.
We also promise to:
- Adhere to Data Protection laws – read our privacy notice
- NOT release your data to the police or to any civil authorities, unless we suspect fraud or attempted fraud, or if we are instructed to do so by law or court order
- NOT use your data in a ‘big brother’ kind of way to tell anyone about where you are or what you’re doing. If you do have an occasional lapse and exceed the speed limit, you can rest assured that it goes no further than affecting your Driving Style Score
- NOT use your data to prejudice or refuse any claim you might make simply because you were driving above the legal speed limit at the time