Predicted Mileage & Top Up Miles (TUMS)
We will monitor your mileage on an annual basis and if we suspect that you will either:
- exceed your mileage allowance, or
- if you are predicted to exceed your allowance by double within the first 50 days of your policy.
We will contact to you to let you know and you will need to purchase top up miles.
Important: If you are predicted to exceed your allowance by double in the first 50 days, you will then need to top up your mileage by at least 50% of the number of miles that you expected to exceed your annual mileage allowance by, otherwise your policy will be cancelled.
For example, if you have selected 10,000 miles and are predicted to drive 15,000 miles, this will mean you will exceed your annual mileage by 5,000 miles, so you would need to top up by at least 2,500 miles.
You can top up* by either calling us on 01704 270031 or by using our Customer Portal. Each time you do top up your miles, you will be charged a £30 non-refundable administration fee on top of any additional premium that will need to be paid.
*The maximum mileage limit for any one period of Insurance is 30,000 miles.