Shopping around for car insurance can help you find the right cover at the right price. Many drivers use comparison websites to see quotes from a range of providers in one place. Popular comparison sites include Compare the Market, Go.Compare, Confused.com and MoneySuperMarket.
You can also get quotes directly from insurers or through insurance intermediaries such as Carrot Insurance Services. You may see products that aren’t available on comparison sites.
As not every product is available on every comparison site, it can be worth exploring more than one option. When comparing quotes, consider the level of cover, excesses, optional extras, exclusions and customer reviews – not just the price – to help you find a policy that meets your needs.
Don’t just compare the price
It can be tempting to choose the cheapest quote, but it’s important to look at what’s included as well.
When comparing quotes, consider:
- The level of cover: Third Party Only, Third Party Fire & Theft or Comprehensive (Please note that Carrot does not currently arrange Third Party Only cover.)
- The excess you’ll need to pay if you make a claim
- Any optional extras included
- Customer reviews and ratings
- Any exclusions or limitations within the policy
A slightly more expensive policy may offer better protection and value for money in the long run.
Check what’s included
Some policies include additional features, while others offer them as optional extras. These may include:
- Breakdown cover
- Lost or stolen key cover
- Courtesy car cover
- Legal expenses cover
- Windscreen cover
Make sure you understand exactly what you’re paying for before making your decision.
Think about what’s important to you
The best insurance policy isn’t always the cheapest. Think about your driving habits, the value of your car and the type of protection you’d want if something went wrong.
Choosing the right policy is about finding the balance between affordability and the level of cover that gives you confidence on the road.
Why consider Carrot Insurance Services?
At Carrot, we’re dedicated to helping young drivers build confidence behind the wheel.
Our black box technology and Better Driver by Carrot app provide insights into your driving, helping you understand what’s going well and where you can improve. Drivers who achieve a good Driving Score may also have the opportunity to earn a discount at renewal.
Ready to compare your options? Get a quote with Carrot today.